What financial options are available at Riverside Center for Esthetic Dentistry?
One of the financial options we have here in the office is CareCredit. We like working with CareCredit. It works best for patients, and we have interest-free options.
Do I have to pay for all treatments up front?
No, you do not have to pay for your procedure up front. We could schedule you whenever you're ready to schedule. If you would like to prepay for your procedure, we do give a discount of 5% off. Some of the options we have include cash, debit card, credit card, HSA, and FSA. You can do all of those in payments. Another option we talked about is CareCredit. If you're not familiar with CareCredit, we go over it here in the office with you. We even help you apply if you need assistance.
Does CareCredit require a credit check?
One of the financial options we have here is CareCredit. They do a slight credit check, but it's a very soft inquiry.
How much does dental insurance cover?
That's a trick question. Some of the insurance plans that we work with here in the office cover about 50 to 80% of your procedures. Whatever is remaining would be your patient responsibility. That's what we're here to help with. We will call your insurance, get a breakdown of what is covered and what's not covered, and give you the best estimate of the percentages that may be covered. We will go over that with you, including what would be your portion and what would be covered by insurance.
Can CareCredit cover the remaining balance after dental insurance has been applied?
Yes, CareCredit can do that for you. Once again, they have interest-free options to help you here in the office. It will cover the remaining balance that you might have left.
Can you help me apply for CareCredit?
Yes. At Riverside Center for Esthetic Dentistry, we will help you apply for CareCredit. Some people are really scared to apply or feel like they won't get accepted, but the acceptance rate I've seen with patients here in our office has been about 90%. Usually, it's 10% for whatever reason, but acceptance here in the office is really high.
Dental Insurance Plans We Work With:
- Delta Dental
- Guardian
- Humana
- Metlife
- Ameritas
- Cigna Dental
- Renaissance Dental
- Aetna
- Careington
- Dental Plans
Payment options:
- Cash or Check: Always accepted.
- Credit Card: Visa, MasterCard, Discover, or American Express.
- CareCredit: Apply to CareCredit online or in our office.
- LendingPoint: Apply to LendingPoint online or in our office.
Please note: Payment is due at the time of service.
As a courtesy to you, we will bill your insurance company and track claims. Please keep us informed of any changes to your insurance plan. You are responsible for the fees charged by our office, no matter what your insurance coverage may be. Most insurance companies should respond to the claim within four to six weeks. Any remaining cost is your responsibility.
We are here to help! Please call for more information about financing your oral health needs in our office!